Those are not FG caps in that photo. FG's are exactly opposite of that color scheme - they are gold with a black stripe (as in Nichicon Muse Fine Gold).
Pretty much all the voltage will run across those caps if a short occurs - that's 48VDC using the Cisco power supply. However, no one would spec 50V caps in that scenario. 2V is just too small a safety factor. It's why we went with 63V. Electrolytics are made in definite voltage rating increments - 16V, 25V, 35V, 50V, 63V, etc. I can't comment if you are using a different power supply, but use of a 12AU7 tube wouldn't change anything in that regard if the same power supply were used.
Also, the 16V rating you refer to is for the cathode bias capacitors. There is very little voltage across those capacitors. We need to be careful about which capacitor is which, here.