madwolfa
Headphoneus Supremus
I liked this so much, I've decided to paste it here.
As long as you're not failing to feed your kids or pay the mortgage you have to live. They say you regret the things you don't do in life far more than the things you do. Enjoy these experiences when you are young and accept that it is okay to indulge in something that is very important to you. We are told by the financial industry that you should be a savings machine (because the banks make far more from your money then you ever will). I say be responsible, and bite of expenses you can handle, but if it takes you a year to pay off a headphone that you love, it is money well invested. Don't believe the hype about needing a million dollars to retire, you'll be old and needing far less than you think. I served an older gentleman one day and we got to talking. I was in my 20s and he gave me this same advice, enjoy living when you are young. Sure pay your bills and try to save some, but don't deny yourself what you really want. He explained to me how he had been a saver and constantly denied himself pleasures as he didn't want to be too indulgent and wasteful. Now as an old man he regretted not doing the things he wanted, not having that nice meal and a bottle of wine with good frieds. Why? Because he had money now, but he was too old to really enjoy what he wanted. Friends were dead or gone, had all kinds of money, but few things he really could enjoy at that age. Enjoy your 650s and don't feel bad, life is a one shot deal my friend, and when you are young your hearing is at its finest.