The next question: how much money extra on cables makes price wise sense for each earphone? The sky is the limit it appears. Coincidentally, I went your route a while ago and have three of the $8 cables in my drawer: 2 for ZS3/5/6/ and one for ZST. Will play with them over the weekend...but I remember having impedance problems with one of the earphone/cable combinations.
Thanks for reminding me/us of the cables, Doc. An interesting weekend is guaranteed!
This is, in effect, a two part question.
Part 1:
how much money extra on cables makes price wise sense for each earphone? The sky is the limit it appears.
This depends on your priority: aesthetics (including discoloration issues) and/or comfort.
Personally, I've been looking at some aftermarket cables for my ZS6 simply because I want to find a cable that is proportionate in quality to the build and the design of the IEM itself. The stock cables work fine, but I have stated before that KZ should have spent more effort on designing a cable specifically for the ZS6 instead of just throwing the ZS3 cable at it. I am actually dumbfounded that not one other person brought this up. Look at the 2-pin housing on your stock cable. The reason it looks like it wasn't designed for the ZS6 is because it wasn't. That "out of place" angle you see was designed for the cable to sit flush with the ZS3's housing.
Why would a company be this lazy. Unfortunately, I have no satisfactory answer and if I were to ask KZ directly I imagine they would hang their head in shame, as well they should. It's a pitiful way to vaunt your flagship IEM. My search for a cable of equal build and design is a personal choice.
You're point that the "sky is the limit" is well stated, but I've found several in the $20-$30 price range that will suit my needs adequately. With the ZS6 at $35+/- and a well designed upgrade cable at somewhere between $8 - $35 means I have little to complain about. I know all too well how cost-prohibitive things can get, but $50 - $75 is a pittance considering the end result.
(I do not own this photo)
....but this is one of my ZS6's [third ZS6(i) is en route and a ZS6(ii) will shortly follow]
BTW, this five-month old tri-braid cable (second image with blue eartips) has suffered from oxidation. It is, currently, a deep green from the connectors to the y-split and a pale green from the y-split to the 3.5mm jack.
At any rate, these are two 0.75mm 2-pin cables, but there are quite a few available from several sellers on Aliexpress if you do your due diligence.
Part 2:
...but I remember having impedance problems with one of the earphone/cable combinations.
For this part of your question I think it's best that I defer to hakuzen because he is well versed regarding impedance/resistance, etc. and what he brings to this thread is beyond appraisable value.
Hope this was helpful.