Haha the end game posts are truly annoying. Everyone thinks they reached endgame because they bought two $300 headphones and kept the one they liked better. It's like if someone test drove a Corolla and Civic, bought the Civic, and then posted on r/cars "hey bois I've found my car endgame, Civic is as good as it gets for me, I'm out of the car game for life, much peace and love to you still on your car journey!"
r/headphones is worthless as a source of accurate information. It's basically an echo chamber of young people who have just bought their first headphone and read a few ASR articles. Last week a user asked how to get better quality music than YouTube and I advised him to pick a service which offers lossless music. Immediately had several users reply to me that lossless is unnecessary because "science has shown" nobody can hear the difference between 320kpbs and lossless. I didn't reply but I really wanted to say ... if you believe that why are you in this hobby? Is it fun for you to tell people nothing matters and they can't hear anything over and over again? If nothing makes a difference and everything's a scam / placebo, why do you even want to discuss it?
/rant
I would not clump loseless/high bitrate together with variation in FRC. For most people it is probably true that they can't actually distinguish between 192 and loseless in any reliable way. However even inexperienced listeners can distinguish FRC.
Now I am pretty well off so I can afford a Tidal and a Spotify sub at the same time. I also know I personally cannot reliably tell bitrates apart (my loving wife has tested me on this with my own music collection and I failed the NPR bit rate test). I keep both for other reasons. But for someone who doesn't have much money (or even if they do) they should probably first test and see, hey can I really tell a difference or am I just the naked emperor.