Three year warranty is pretty good, I will concede.
I got my SE215 from a local Boston audio gear shop early 2010, I believe, so I may have exaggerated a bit; still, four years plus is a damn good run...and still more than three. And, like I said, I feel like that pair could easily have lasted a few more years if I hadn't brutalized them; I intend to keep my current pair much longer than three years, that's for sure.
Also, from a personal standpoint, the flexibility is huge for me: I use both an Android and iPhone interchangeably, taking calls in a chaotic small office environment, and am always on the go to boot, so being able to have a swappable functional remote and mic for both smartphones is really, really nice. I know there are some one-button mics that work for both, but they usually won't trigger voice controls for one or the other, which I use pretty frequently.
Maybe that's a rather esoteric personal thing. But to me, it's also a lot easier to just order another cable when one shows signs of giving up the ghost, rather than having to deal with the hassle of shipping my IEMs off and being without them for a week or more while I wait for a warranty replacement.
And we all know warranties don't always live up to their presumed function; I don't know how generous RHA is, but plenty of companies will turn down requests for replacements if damage is clearly the result of user error rather than faulty materials, making replaceable cables a much safer bet in general. Sure, I could have another pair of cheapos laying around to hold me over, but I don't want to do that: I want my IEMs to be a reliable part of my every-day routine. The way I use them, they are basically an extension of my phone for all of it's basic, most commonly used functions (phone, music, and search), and having to be without them is a royal pain in the ass. Much cheaper and more convenient to have a backup cable tucked in a drawer, or at worst 2 days of crackling in one ear (Amazon Prime<3) versus a week of aural celibacy
And to top it off, for the folks who really go the extra mile, there are always great selections of longer, shorter, more durable, stylish, mic'd, and just *different* cables made with a variety of materials (which may or may not affect sound; I tend to sit in the latter camp personally) to choose from in order to modify, whether it be for practical, aural, or aesthetic purposes.
So yeah, I think replaceable cables should definitely be standard. It encourages a higher standard for the products overall, much moreso than anything short of something like Koss's lifetime warranty could promote, and even then, I'd still rather have swappable cables, if only for convenience and flexibility. Sure, some of these points only apply to a smaller target market, but with the wide range of immediate benefits, along with the increased pressure to produce a quality, long-lasting product that merits cable replaceability (I'm looking at you, Earsonics; the pros from Shure and Westone set the bar high, though), it seems like an overall more convenient, flexible, and straight-up technologically progressive design approach to promoting IEM longevity than just offering a longer warranty.
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If I used a currency converter, it'd be a very bad one.
So US consumers get a slightly better deal.
I don't think the SE215 has even been out for five years; it's more like four, with most availability at around three years. In many ways, IEMs with detachable cables are less durable. The MMCX connectors on the SE215 are susceptible to connection failures and center pin bending, all of which are troublesome for both the user and costly for the manufacturer.
Greedy is a relative word. The SE215 might provide removable cables, but the margins they make off it are most likely higher than those of the T10i. Just food for thought. The fact that RHA provides a three-year warranty means that they're confident in the build quality of their product. Comparatively, the Shure has a two-year warranty. So, over a three year period (some head-fiers don't even stick with one IEM for three months, let alone three years), if that non-detachable cable breaks, RHA would be liable to replace it. I don't see how that's so greedy. Now, if they came out with a three-month warranty, it's a different story.