I would never tell someone on the street "Sorry all i have is twentys"!
They may fight me for it.
I also dont give to people with car trouble. Its the oldest story in the book.
Oh really??? Car trouble huh? Where is your car, ill see whats wrong and get the part for you with my credit card. Still need the money?
I wont give to organizations either,because they waste 90% of the money and barely any gets to the people you want to help.
Id rather help people i come in contact with ,one to one and ive helped many that way, and they got 100% value from the money rather than a small percentage.
I usually dont give cash. Id rather buy someone a coffee and bagel and creamcheese,, or maybe a sandwich from Subway, or something, so they cant buy drugs.
You have to feel out the situation.
If its a friend having hard times, ive gone shopping for groceries and dropped it off to them before, given rides, etc.