Well i find +70m songs sufficoent on amazon HD. But if youre into some niche music it might still be an issue.My biggest problem with streaming is the lack of music. Only about 1 in five songs I have in my local library can be found on streaming platforms. Not all good music are being taken care of by their right holders. Having the possibility to missing out on good music is too much of a risk for me to commit to streaming. Today I'm still doing discogs+ripping.
Honestly few quid/month is nothing compared to how much some music costs, so its not much of a commitment as far as i am concerned.