insomniac
Headphoneus Supremus
- Joined
- May 12, 2003
- Posts
- 2,997
- Likes
- 23
Man, I've had my problems with PayPal over the years. Some HUGE, some small. So add this to my growing personal list.
PayPal has a statute of limitations on filing a complaint - 30 days after the transaction. Now this is not a problem in most situations but I just experienced one where it screwed me over.
I bought something from a Head-fi'er in Canada. Paid via PayPal. Paid directly from my bank account (instead of credit card), as always encouraged by PayPal. He had quoted me a shipped price. Without consulting me, he went ahead and shipped it via Ground Mail and said it would take 6 weeks. Now it's my fault that I didn't clarify his shipping method before paying but I think it would have been common courtesy to ask whether ground shipping was ok considering it would take 6 weeks. I would have been happy to pay a few bucks extra. Also, the product I bought was a CompactFlash card, so it's not like it was a big, heavy box or anything.
Anyhow, fast forward close to 10 weeks. Still no item has arrived. The seller will not respond to my PM's or e-mails. The phone number he has on his PayPal profile goes to a voicebox that has "not yet been initiated by the user". PayPal will NOT accept my complaint since it is past 30 days from the date of the transaction. I can't file a complaint with my credit card company since I paid with my bank account balance. So it's looking very well like I got screwed.
So the lesson here? Don't use PayPal. Fine, that's not very realistic these days. But I would ALWAYS use credit cards via PayPal to make payments. Your credit card company will offer FAR better protection than PayPal ever will. If you don't use a credit card, be extra wary of international transactions. Make sure everything is expected to be settled well within 30 days so that you'll have time to file a complaint if necessary. I can see why some folks avoid international transactions altogether. There's just so much more that can go wrong and if anything does go wrong, it's about a 10x bigger a headache to try to get things resolved.
Probably all common sense to y'all here, but I'm just venting. Ultimately, the transaction wasn't for a whole lot of money (perhaps why I wasn't more careful) and I've been screwed over by/through PayPal a lot worse, but it's still never fun.
Click for update
NEW UPDATE: username is markedman - BUYER BEWARE!
PayPal has a statute of limitations on filing a complaint - 30 days after the transaction. Now this is not a problem in most situations but I just experienced one where it screwed me over.
I bought something from a Head-fi'er in Canada. Paid via PayPal. Paid directly from my bank account (instead of credit card), as always encouraged by PayPal. He had quoted me a shipped price. Without consulting me, he went ahead and shipped it via Ground Mail and said it would take 6 weeks. Now it's my fault that I didn't clarify his shipping method before paying but I think it would have been common courtesy to ask whether ground shipping was ok considering it would take 6 weeks. I would have been happy to pay a few bucks extra. Also, the product I bought was a CompactFlash card, so it's not like it was a big, heavy box or anything.
Anyhow, fast forward close to 10 weeks. Still no item has arrived. The seller will not respond to my PM's or e-mails. The phone number he has on his PayPal profile goes to a voicebox that has "not yet been initiated by the user". PayPal will NOT accept my complaint since it is past 30 days from the date of the transaction. I can't file a complaint with my credit card company since I paid with my bank account balance. So it's looking very well like I got screwed.
So the lesson here? Don't use PayPal. Fine, that's not very realistic these days. But I would ALWAYS use credit cards via PayPal to make payments. Your credit card company will offer FAR better protection than PayPal ever will. If you don't use a credit card, be extra wary of international transactions. Make sure everything is expected to be settled well within 30 days so that you'll have time to file a complaint if necessary. I can see why some folks avoid international transactions altogether. There's just so much more that can go wrong and if anything does go wrong, it's about a 10x bigger a headache to try to get things resolved.
Probably all common sense to y'all here, but I'm just venting. Ultimately, the transaction wasn't for a whole lot of money (perhaps why I wasn't more careful) and I've been screwed over by/through PayPal a lot worse, but it's still never fun.
Click for update
NEW UPDATE: username is markedman - BUYER BEWARE!