Kester 285 for *most* electronics. Kester 245 for situations where I can't (reasonably) clean the board later, or 44 for when the board or parts are older. Choose the Kestor flux % based on the parts, or if you really really want to avoid using a separate bottle of flux, choose the highest flux % available. Typically 1/2/3%
I think the key here is ideally you choose the solder based on the job. Silver bearing is certainly useful when soldering silver /plated wire. Some people might say that if you were building a uber-high-end-tweaked amp, with silver cables and no holds barred, you would feel compelled to use silver solder too, maybe even plating each lead of a component with it instead of the (now) lead-free mix any particular manufacturing is using. Personally I think this latter part is extreme, but at the same time I don't want tin wiskers growing after a few years and do recognize that all else being equal, there is a lot of snake oil in this world and if silver solder is snake oil, it is a lot more palatable than some oils. I mean, it would be the very last % improvement possible in most amps, I doubt any amp you think "Needs improved" would benefit enough from this, but depending on the individual, the psychological benefit of using silver solder might outweight any real benefit, it would be a matter of doing everything you possibly could, within (reason?), and finding that the end, a finality.
Some of the more exotic audiphile blends with lower melting point due to having copper in them might be suitable for especially hard jobs, but frankly offhand I don't know of any jobs that hard where you wouldn't just use an oven and solder paste instead, as it certainly has no benefit at all on regular surface mount or through-hole work. Maybe on cables where the connector block has a lot of delicate plastic, but I never melt typical connector blocks with 63/37 either so I have to feel the exotic solders will work, but negligible difference at a price premium.
I think a common mistake is thinking a solder is a cure for a different problem. Partrs that have poor surfaces that need prepped, or that no more solder was needed, only some flux to reflow, or a dirty soldering iron tip or other soldering iron insuitability for the job. In general, if you are making typical stuff shown on headfi and can't randomly grab a solder and use it w/o any problems, the problem probably wasn't the solder itself unless some kind of ill conceived lead-free mutant blend.