Biometrics are fine and dandy on paper, especially when thinking of how futuristic they feel. However, they will introduce other problems. Personally, I'd rather have to order a new card because of me forgetting my PIN, than having some server god-knows-where available to god-knows-who with the security configured by god-knows-who at god-knows-what-company, and so on. I'm not really trusting in these kinds of things, and when biometrics becomes the norm, I hope it will be able to recognize my face despite me wearing a tinfoil hat. I suppose that my background in university that was geared towards infosec (and systems development) does give me a couple of very different opinions on biometrics - at times very conflicting opinions.