I'm new to this 'mid-high' end audio stuff so kinda confused as to what I should be getting and what I should not, for my moneys worth. Planning to get a pair of Hivi Swans M10 at $100, but I have a total budget of about $150-200. What should I do with the remaining <$100? Get a better pair of speakers instead? Or get a Sound card/DAC/Amp? I have NO IDEA of the differences between a soundcard/dac/amp. Which would I need for my setup and what would improve my audio experience best with the money I have to spend? Or maybe change the cables? Currently on a Z87-GD65 MSI Gaming Motherboard which has Realtek ALC1150 Codec. Any advise would be greatly appreciated.