I find that Insurance is always a complex choice. Some thoughts.Protect - 2 Year Plan $224.99
Protect - 4 Year Plan $344.99
Parts and Labor, w/ accidental damage, and no deductible.
- Do you have access to a 2nd hand market? If yes, then that can be a backup. Buying a 2nd hand model in 3-4 years should not cost much more than the insurance cost.
And if there is no failure, then you save the insurance cost.
For me, I look at the $345 cost, and can use that towards a 2nd hand purchase, if needed.
There is a good chance that it will not be needed, though, as the Sonys have typically held up very well.
Also, in 3-4 years, there will likely be newer models, so the money spent on insurance can go towards purchase of a newer model.
You may not even prefer the older model, even if the insurance pays to keep it running.
Audio is fickle, and paying insurance to keep the older model running is a complex calculation.
I look at the model progression from the past: ZX2, WM1A, WM1Z, WM1Am2. I have enjoyed each new one. Would I want to stay with any of the older models, and not try the new model? Noooo, I've been happy with each new model.........