sublime9
100+ Head-Fier
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Why would Schiit offer financing? There are these things called credit cards.
Schiit Happened: The Story of the World's Most Improbable Start-Up
- Thread starter Jason Stoddard
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Ableza
Headphoneus Supremus
Anyone who needs financing for their Schiit, I can help. I can offer a 10-day no interest repayment program, after which I charge a nominal rate (25%) compounded daily. I can also arrange for local enforcers, err, debt service agents, to help make sure you get that daily vig paid on time. Or else.
j/k
j/k
Rensek
Headphoneus Supremus
In store financing (through a third party financial firm like Citi or Cap1) often offers lower interest rates and more attractive terms, as a way to generate sales. I used to sell furniture, get someone Approved for 5k, offer them 1-5 years low or no interest and they we're usually ready to buy. It cost our company 3-5 percent of the purchase price to finance, but everything was handled by Citi, including financial risk of non payment. Everyone wins except the person buying goods they can't really afford. 7-29 percent interest on a regular card is extremely high by comparison.
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anson67
New Head-Fier
Therein lies the problem. If folks want to put themselves into a bad situation with credit cards, that's typically outside retailer control, but actually offering financing IMO promotes this type of bad consumer behavior. I put furniture stores in the same pot as new and used car sales...
stled
New Head-Fier
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Nope, I do not like it, and I really don't like the fo-fo drinks full of sugar.
I'll take mine straight, thank you.
Ed
hagenhays
100+ Head-Fier
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Seems to work great.
JamminVMI
Headphoneus Supremus
Depends on a lot of variables there. I switched to Cafe Americanos a while ago. Always consistent and delicious. Takes out 90% of the variables...
Rensek
Headphoneus Supremus
I agree with you completely. Yet I still want it.... Just like I know I shouldn't occasionally smoke when out drinking, and I know I should get chicken instead of a massive ribeye at the golf course on men's nights, etc, etc.
Pietro Cozzi Tinin
Headphoneus Supremus
It does.
For you, however, I recommend some target practice.
Pietro Cozzi Tinin
Headphoneus Supremus
Those explosive growing chickens contain more fat than any ribeye.
gld3gld3
New Head-Fier
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Yup I avoid Starbucks. Always tastes overroasted to me, no matter what type of coffee I get. I roast my own beans at home. Cheap and much better results.$4.00+ a cup Schiit, in my personal opinion...
When nuclear fusion is a thing (not for any of us, 'natch) we can all get single use power for our setups. Then the fridge won't ruin the mood when a power surge occurs during a sweet '72 Darkstar jam.
As life goals go, one could do worse .... do you remember what they attached the column to / too?
rkw
Headphoneus Supremus
Not for modern day services (e.g. Affirm and PayPal Credit). They just become a payment option during checkout. The vendor gets the full payment immediately and all the financing arrangement is only between the buyer and the financial company.
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raided some red finger nail polish.
Seems to work great.
Yes, me thinks Modi is blushing a bit.
I have found it best to confess when raiding wifey's professional beauty stuff such as this for little tasks that maybe she has special stuff I don't know about.
Bless her heart for tolerating all the stuff I have read to her from this thread and still volunteering some special blush remover she had squirreled away in her beauty supplies......
