If your parts aren't particularly intolerant to heat, there should be no need to use a crutch like low-melting-point solder instead of learning good soldering techniques.
If the solder has more flux in it, you're getting even less *usable* solder for the $. That may be OK for some jobs, but others require more flux for best results anyway so it's not as though you can simply avoid buying flux and still have good results with only a high priced solder, and then having the flux, you have no need for more in the solder. If the flux smells nice, it's probably less active and you weren't comparing to the same type of flux from the other brand.
Just an opinion of course, but I'd be throwing away money buying Cardas solder and the second-guessing would be that it's an inferior solder, because if using common ingredients was such a benefit, the major solder manufacturers would be doing it too. I suspect there are also detractions, that dozens of years of research and millions of dollars spent by major solder manufacturers does result in a better solder than from a small audio company.