So I made a few adapters, and learned a few things. First things first:
If you have inefficient planars like my T50RPs, then by all means use direct mode. It's awesome!
My more efficient headphones (M1060s, Pio SE-A1000s and of course IEMs) do hear a bit of hiss in direct mode. It's not bad, but it's there. As expected they also don't have much play on the volume dial.
So I wanted to have direct mode an easy access, so rather than make a switch like I originally planned, I decided to make some external adapters so I set bridge mode, closed it up, and got to work.
One of my adapters is an exact clone of what's inside; a simple 1/4" to 1/8" adapter with two 220 Ohm resistors soldered right to the jack terminals. I used ones just like these (except sourced locally, and they are all black):
https://smile.amazon.com/Conwork-6-35mm-Connector-Microphone-Speaker/dp/B072MCDHH4/ref=sr_1_12?ie=UTF8&qid=1519186384&sr=8-12&keywords=1/4+solder+plug
They have enough room to solder a pair of 1 or 2 watt resistors to the terminals inside.
I made another adapter based on this schematic:
https://diyaudioheaven.wordpress.com/headphones/headphone-attenuation-adapter/
For those not familiar, this is also often called an L-pad.
This choice is based on the idea that a low output impedance will sound better. My first attempt was a DIY fail (parts broke when I was done, etc.) using a box, and I tested with massive 5W resistors using the otherwise same specs as the example (33Ohm/3.3Ohm) and before I broke it (long story) it sounded quite good, though these new ones I made did not exist yet so I couldn't compare them. So for round two, I made something similar except using 18Ohm/1.8Ohm 2W resistors using the plugs above. It works, but honestly sounds a bit grainy. I also have some 47Ohm/4.7Ohm ones that I believe would sound better. (The place I bought from didn't have 2W 33/3.3Ohm resistors available.)
You can easily customize the L-pad using the formulas I found on this page:
https://robrobinette.com/HeadphoneResistorNetworkCalculator.htm
I believe the 220Ohm approach may have better crosstalk, while the L pad approach probably works better with some impedance sensitive headphones. I like having both available, though since my 18Ohm one seems to have a short in it, I may scrap that one for now (and maybe switch it to 47Ohms later since I already have them).
For the record, the 220Ohm cable attenuates a bit less, but the top half of the dial is worthless because the amp runs out of jiuce (thanks to the crazy high resistance I suspect) whereas the L pad adapter seems to just get louder, despite having more knob room, because it's more useful throughout the power band and the amp has more power to spare since to the amp it thinks the load is much less.
Anyway, I hope that helps and some of you find what I did interesting!