I do my own rips. I was a fan of properly ripped VBR MP3's for a long time, and have recently moved to FLAC now that I have the storage space.
If you are at a major university or college, your library probably has access to Inter-Library Loan (ILL) and WorldCat, through which (as a student or faculty member) you can request material from any other member library - and there are thousands. This is a wonderful source of music. I have managed to track down some really obscure EP's, a handful of 7", even a few demo CDR's (that should only really have gone to advance reviewers but somehow entered the library system), through this method. You search Worldcat, put in a request, and your library's staff will have it shipped from the participating library to your own, free of charge.
There are some libraries in France, particularly the national library, that have staggering collections of music. They put the largest music specialty stores to shame. I haven't had much luck borrowing through them, though. I think the only international request I had filled was from Denmark. It took 3 weeks to arrive, but god was it worth it.