I'll never understand why people post if they have never heard what is being discussed.
OP says he is not an audiophile. I suggest a cheap pair if IEM's to see if you get on with them. I started with Sennheiser CX300's.
hmmmmm, i think it may save him ANOTHER 300$ actually to go for something which is worth it! Not saying cheap iems are not worth it, but you're much more lucky to aim a bit higher then to go basic, 4 times before aiming higher....
And yes, people post where they post....it's called freedom.