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Is it that serious? I am positive most free sites like soundcloud and datpiff do not have a clue about what you said. But if there is a site like you listed, that is free, then I do not have a problem with that. Is there really a huge difference in format?
Is there a huge difference between a setup costing 500$ or 5000$? Some would say huge, some would not. But the thing is, you should aim for having your entire music library in 320 kbit/s or better like CD quality.
Don't buy into that high res 24bit/192kHz thing, though. Go for CD quality or 320 kbit mp3, alternatively 256 kbit AAC is okay-ish too.
Of course the bitrate and stuff matters! Crap in = crap out. Start a bit smaller if you aren't ready to commit to hearing music of higher quality than you might be used to, the possibility is that you would just be annoyed, and in the end your music won't sound much better.
Know that high bit rate and such does NOT ensure that your music is of high quality. It can be much more important how it is mixed/mastered in the studio. In other words, you should go for both quality files and quality recordings no matter what genre you listen to.
Since you listen to dubstep, rap, metal and such, you should probably start a bit lower with a headphone that is more forgiving, and good for that kinda genre. I'm positive you don't want a microscope of a headphone (eg. the hd800). So I'd recommend ultrasone signature pro, HE-400, HE-500, lcd-2, fostex th-900/600. Whatever headphone you get, you should probably start discovering new kinds of music if you want to be able to justify a really hi-end setup. Of course you should get an amp and DAC too. My top recommendation is the signature pro as is, since it doesn't require a fancy amplifier to kick ass and can go plenty loud out of a phone, and it is portable... But it benefits from better equipment
I kinda started as a metal-head (machine head, dio, maiden, gojira, all shall parish, list goes on...).
Now I literally listen to most of the bigger genres, though not any electronic music.