You won't often see low-end ball bearing fans because ball-bearings cost more. A manufacturer will typically aim for one market or the other (if not both)- best fan they can make or the cheapest that at least runs long enough they don't loose business.
Recognized quality fan manufacturers sell more units to OEMs, have the ability to devote more $ towards modern manufacturing processes, so in addition to their purchasing power their product improves even more, they sell more fans again dropping price per unit. If you were to buy a pair of good ball-bearings on the 'net, they'd probably cost as much as entire fan containing two of those bearings.
IMO, one of the best bangs for the buck is NMB. Great quality fans that're often a little cheaper than anybody elses. Since NMB is one of the main bearing manufacturers, this gives them an edge in parts costs. I used to use their 3110KL-04W-B10 model by the case, as late as the early Athlon era. After that, power supplies started producing enough heat that I needed the next step up in speed and (just random chance) at the time I came across a few cases of Nidecs on eBay. IMO, if you want a high-end fan for extreme conditions, Nidec is as good as it (while still reasonably-priced) gets. Coolermaster, Antec, and all the other relabelers products seem like toys in comparision. Other Sanyo fans are good too but less common in "PC" sizes... though that may simply be in the US.