I put my own hearing and tinnitus issues off way longer than I should have. I have had annual audiograms for the past 25 years so I have been a witness to my own hearing loss as it gradually worsened. My brain compensated for a long time (as it does for all of us) so it wasn't until very recently that I began to see how significantly it was affecting my life. Asking people to repeat themselves, watching lips and concentrating harder, using context to guess the word I missed, or just plain pretending I heard and nodding. It was to the point that I was physically and mentally drained by the end of the day.
As my hearing worsened, my tinnitus grew louder and my sensitivity to noise grew worse too. It got to the point that I couldn't ignore the tinnitus anymore and I carried foam earplugs with me everywhere I went because the noise levels of restaurants and driving caused me discomfort.
Hearing aids have restored my quality of life. I don't notice my tinnitus when I'm wearing them and my sensitivity to noise is gone. I can also hear people speaking without difficulty again.
Most people who start to notice tinnitus are at the stage of hearing loss where it is just becoming a problem (mild loss). That's the time to visit an audiologist and come up with a plan to manage it.
Sorry, I didn't mean to ramble... it has become a topic of great interest to me.