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post #29071 of 39044
But but nicer cars drive and handle better however there is an invisible ceiling that I will not go over.

I do agree to get the less expensive reliable cars until you are debt free.
post #29072 of 39044
Quote:
Originally Posted by jc9394 View Post

But but nicer cars drive and handle better however there is an invisible ceiling that I will not go over.

I do agree to get the less expensive reliable cars until you are debt free.

+1

Paid-for cars handle better than the swankiest sports car on the market. Give it a try! If I'm wrong, there are plenty of dealers willing to sell you a new one.
post #29073 of 39044
Quote:
Originally Posted by reeltime View Post


I'm going to sound like a parent for 2 minutes...

All cars lose 30% to 50% of their value in the first 4 years, which is why I will not ever buy a new car, ever. You wind up having too much money tied up in something going down in value. Buy a 2-3 year old car with low mileage from Carmax. They will give you a 30-day exchange to protect against anything going wrong, and will fix anything broken on the car at the time of purchase. Pay cash if you can. Loans have a way of sticking around. Let someone else take that 40% loss.

Forgive me for I mean no offense, I am merely passing on what I learned by making bad money decisions for 38 years. The past 8 have been debt free, and your entire world changes when you stop making payments.

Ignore this if it annoys you, I'm offering a suggestion in the kindest way.

but there are no many intangibles.  that new car smell.  knowing that no one has really driven this car but you, and if you can order it, even better.  We just built and took delivery recently of a Mini Cooper.  specified every single option on it exactly as we wanted...there's a lot to that.  typically, there are some concessions that have to be made with getting a car but not in this case.  I think everyone can look up NADA and KBB and decide for themselves if buying a new car makes financial sense in their case, based on resale values.  Plus, if you are going to keep the car a long time like we do, who cares if it loses value in the initial out years of ownership.  

 

It also depends on what vehicle is being bought.  I have owned a Toyota Tundra and Honda Element and when I sold them, they lost very little of their original value/cost.

 

Love that blue color DG....very nice....I hope you can work it out...

post #29074 of 39044
Never buy a used car from me unless it is for scrap.....it will be well used up. smily_headphones1.gif
post #29075 of 39044

Hello,

 

Any recommendation on what USB cable to buy to connect WA7 to macbook pro over USB? I can spend around 50$ on this. The other question would be on how much difference it makes to use a normal USB cable or the better ones that cost much more.

 

I will be using WA7 with LCD-2.

 

 

Thank you.

post #29076 of 39044

Anyone here to share some thought on using WA7 with LCD-2? If you are using such a combination, would you please comment on how suitable such a pairing is for classical, melodies, soundtracks, bluz, sometime pop, rock and NewAge/Progressive genre? 

 

Is this a good choice to buy these two to listen to music of those genre or it makes sense to choose something else?

 

Thank you.

post #29077 of 39044
Quote:
Originally Posted by Z06_Pilot View Post

but there are no many intangibles.  that new car smell.  knowing that no one has really driven this car but you, and if you can order it, even better.  

I don't want to make a thing out of this, hijacking the thread. Personal finance is personal.

Carmax will let you order the exact car you want, with the exact options you want. When they get one in that matches your desire, you get an email.

40% is a lot of money to lose on anything, regardless of price. The smell not withstanding.

Here's why: Compound interest. Say you buy a new car at $30,000 vs $18000 used. That's $12,000. Invest that at 10% interest in an index fund between the ages of 30 and 60, you could have made $238,000 dollars, without adding a penny to it. Hope you liked the car.

It's the cost of doing something wise with the money that makes a car so expensive. It took me a long time to fully understand the ramifications of bad spending choices. And I've done every dumb thing a person can do with money!

On topic-- Woo gear, I've broken even with both amps.

I swear, I'm done now.
post #29078 of 39044

used seems to be better money wise, but i want a shiny new car :(

 

if i bought a used one, theres also the temptation to buy a used more expensive car, that will cost as much as the newer cheaper car. 

post #29079 of 39044
Quote:
Originally Posted by jc9394 View Post

Get the bumblebee, I'm planning to get the SS version next year.

Nothing against the that car but I don't think it's really practical for DG to go with that option.

post #29080 of 39044
Quote:
Originally Posted by koiloco View Post
 

Nothing against the that car but I don't think it's really practical for DG to go with that option.

 

i drive fast enough as it is with an 03 corolla. :D probably why its broke now lol. 

 

mostly worried about it being too expensive to maintain, and about it losing value, or worse, me ending up wrecking it. the corolla will at least keep me out of some trouble. also considering getting a color other than blue so i can keep a low profile when speeding.


Edited by Dubstep Girl - 12/24/13 at 4:30pm
post #29081 of 39044
Quote:
Originally Posted by reeltime View Post


I'm going to sound like a parent for 2 minutes...

All cars lose 30% to 50% of their value in the first 4 years, which is why I will not ever buy a new car, ever. You wind up having too much money tied up in something going down in value. Buy a 2-3 year old car with low mileage from Carmax. They will give you a 30-day exchange to protect against anything going wrong, and will fix anything broken on the car at the time of purchase. Pay cash if you can. Loans have a way of sticking around. Let someone else take that 40% loss.

Forgive me for I mean no offense, I am merely passing on what I learned by making bad money decisions for 38 years. The past 8 have been debt free, and your entire world changes when you stop making payments.

Ignore this if it annoys you, I'm offering a suggestion in the kindest way.

 

That would be nice if your statement included no mortgage payment.  :D  I personally don't carry any credit card debt and car loan but mortgage payment still kicks my ass monthly.

post #29082 of 39044
Quote:
Originally Posted by Dubstep Girl View Post
 

 

i drive fast enough as it is with an 03 corolla. :D probably why its broke now lol. 

 

mostly worried about it being too expensive to maintain, and about it losing value, or worse, me ending up wrecking it. the corolla will at least keep me out of some trouble. also considering getting a color other than blue so i can keep a low profile when speeding.

Then that blue toyota is the way to go for you and for sure, it will last a long while.  I bought my current car 9 years ago.  I paid quite a bit for it but haven't regretted the decision.  Every time, I and my wife have gone out and looked for our "next" car, it has always ended up being a new one for some reason.  She's gone through 3 new cars, only 1 for me.  If you can afford it, get it and enjoy.  Life is too short!  Just don't go crazy and so out of your financial way to get something.

post #29083 of 39044

yeah so far looks like that blue corolla is gonna be the one.

 

also looking at other brands, but i don't like them too much. only other one i like is the Nissan Altima, but I would only be able to afford the basic trim as well, not the nice V6 with leather whereas the Corolla I can buy the blue sport one fully loaded.


then theres also the cruze and the dart, or even the mazda 3 but thats kinda ugly


Edited by Dubstep Girl - 12/24/13 at 4:59pm
post #29084 of 39044
Quote:
Originally Posted by koiloco View Post

Nothing against the that car but I don't think it's really practical for DG to go with that option.

Practical is overrated... I drive a S2000 and it is the only car I got 10 yrs ago and it is fine during winter time as long as you don't go out right after or during a major snow storm.
post #29085 of 39044
Quote:
Originally Posted by jc9394 View Post


Practical is overrated... I drive a S2000 and it is the only car I got 10 yrs ago and it is fine during winter time as long as you don't go out right after or during a major snow storm.

Nothing is overrated.  Just like your honda S2000, it is a personal choice.  Some people would say that convertible is a silly/stupid idea but some enjoy the elements.  Like you, I enjoy the wind in my face 100% and thus, have a motorcycle besides my car.

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