I'm looking for a portable speaker that doesn't require an mp3 player and uses a memory card to load music.   The Bang & Olufsen BeoSound 3 seemed to be a good size, but got turned off by it once I looked at the $700 price tag. Budget is flexible, but looking to get something that's around...

I've been looking around this website and some IEM review articles to upgrade from my Cresyn LMX-E630. I'm specifically looking for a well-balanced (w/ highs,mids,lows) IEM with a generally warm sound signature. I'd say my musical preferences are post-rock, mellow jazz, and underground hip-hop...