Thanks Roller....I took your advice before you gave it me...spent the extra and ordered the X-FI HD USB a couple of days ago, Also some decent interconnects and a Marantz PM4000 Integrated amp, also dug out my QED silver anniversary bi wire cable ready for the proper binding posts (cable too...

Sorry if this an old thread but I've been crawling the net for hours now and seriously can't make my mind up.  Basically I'm looking at upgrading from Biostar on-board sound to Creative X-FI 5.1, I've found one pretty cheap and it has to be cheap as I'm currently out of work, and I need USB...