I used a simple Sharp calculator all through my college Physics degree. It was basically a 4-function with trig functions thrown in and a 1-line display. I rarely needed even that during physics or math classes. I never had a fancy calculator and hated them. All the people I studied with in calculus class clung to them like their magical box and stared at the screen and punched buttons. I'd be like "what are you doing? Look, see? math, on the paper here...."
When I got to grad school switching to Materials Science I realized that the teachers here (All korean FWIW) wrote tests in such a way that it tested your calculator-fu nearly as much as your knowledge. There was literally no way to finish the tests without an advanced calculator having a spreadsheet and ability to integrate and differentiate large functions, quickly and with changeable variables. It was expected that you had the gear to handle it. A bunch of BS, if you ask me, but that's that. I quckly dug out a Ti-89 that I had traded some paintball gear for in college and learned to use it.
Basically, Ti-89 is the only one to consider. Everything else like the Ti-83 is just weak enough to be irritating, yet not simple enough like my old Sharp.
Don't even get me started on HP calculators. Good for nothing but a boat anchor. Clearly they were designed as slide-rule replacements, and I can see where their following comes from. Their reverse-polish notation is indeed more efficient for simple calculation. But that's not what we use calculators for; it's a different world now. It's not about how fast you can calculate the numerical value of a complex term. Now we store entire thermodynamic equations into a single variable, store the constants of the equation in other variables, and differentiate, integrate, and solve for the answer in seconds, in the right units, while printing it up in human-readable form for error checking and comparing and aiding our analysis on the paper. We write macros and programs to do things like compute a crystal lattice constant by simply plugging in the parameters, doing all the vector maths in the background. The Ti-89 is a very efficient and beautiful tool. To me, fancy calculators are still dumb because everything you can do with a calculator can be done with Matlab or a spreadsheet or Mathematica or whatever. But you can't take those things with you to a test, or to the field. I am definitely a Ti-89 fan.