My impression is that folks believe that, if a "strictly DAC" and an external soundcard cost the same, then the "strictly DAC" should sound better.......because more of the cost to produce it would be spent on the D/A and analog out circuitry, not on good A/D conversion, preamps, switching, etc.
Another opinion is that the internal headamps in the Saffire/0404 USB/Firebox are more oriented toward monitoring via low impedance cans than absolute sound quality driving a wide variety of loads, so one would want to use a dedicated headamp for "serious listening."
I like my 0404 USB, but the internal headamp doesn't drive my HD600's adequately.
All I can recommend is to listen and judge for yourself; you may find that for the money, the performance of a two-channel recording interface is perfect for your needs.
One other thing.......I might be wrong, but I don't recall seeing many "Firewire DACs"; those devices that use Firewire are all soundcards......such as the Saffire. That's a way of isolating the sound device from other hardware, presuming that you don't run an external Firewire HD or something like that.