ricksome
1000+ Head-Fier
- Joined
- Jan 28, 2002
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Tom:I told my son when he was 14 to start putting a minimum of $100 a month into mutual funds and that number grew as he got older.
Unfortunately many Americans only have SS as a retirement fund.
I am going to comment on your posting and go off on a rant. Apologies in advance if the comment + rant was not appropriate.
You gave your son great advice. SS as the only source of income for retirement is a bad joke. I am glad you are able to enjoy your retirement and share your work, skills and photos with all of us. To those that cannot afford retirement, don't think that 9 to 5 job is all you need.
Recently, there was a posting on the internet about a young 20 something female who said she can't pay her bills on a 9 to 5 job. Whoever said that you would be able to?
If you work 5 days a week, you are throwing 28.57% of your wage earning time out the window. 14.285 x 7 days a week = 99.999% I am not saying to work 7 days a week, but don't expect a 9 to 5 job to pay your bills. I was never taught that.
As a business owner, I am always getting sales calls. I always tell the caller that all sales calls are taken Sunday evenings at 7PM Eastern Standard Time. There is usually a pause when I say that and I am ask to repeat what I just said. I always get the same response: "I do not work those hours." I always respond that you called me looking for business, I did not call you. That usually gets the caller off of the phone and lets me know their work ethic or lack thereof. My business is open 7 days a week, 18 hours a day. 24 hours if the customer needs it to be. My point being is that most but not all people think the whole world operates Mon thru Fri 9am until 5pm. To get ahead in this world you need to think outside of the 9 to 5 box.
ATTENTION IF YOU WORK FOR AN ADVERTISING AGENCY
PLEASE ANSWER THIS QUESTIONS
I was recently looking at advertising agency websites all over the USA. I noticed that 99.99% of the websites claim that they are >>> CREATIVE <<<
If they are all creative, what separates 1 from the other?
Why would they all use the same word ... CREATIVE <<<?
Do advertising agencies copy "The Copy" from a competitors website to their own?