I agree with the first part of your post and in fact that is all I’ve been saying while I’ve been here.A lot of opinions that are obviously subjectively based on experience and taste.
The guy above is normally suggesting you stick to a small budget of entry level gear because the more expensive stuff is just as good according to his ear/wallet.
The latter part of your post is purposely inaccurate..and I strongly suspect I know the reason why that is. I always suggest that people follow their own tastes and refrain from focusing on mo money = better sound quality. It’s always about your own tastebuds.