Get a HE500 with an Emotiva mini-x amplifier and then delete your head-fi account
I can imagine being fully satisfied with the HE-500s if they really do compare favourably against these HE-400s, with more neutrality, better balanced and smoother treble and more present midrange, qualities they have by all accounts that I've read. That's all I really need and the HE400s are so perfect for me in every other way besides these things.
I would prefer paypal.... So I will lend you that $450 then that we talked about and you lend me the $1000.... What we can do to make it simpler is you can just give me the $550 dollars on paypal then technically I have lent you $450 and you have lent me $1000... Don't forget I am doing you a favor here as I am lending you $450 first technically.. Sound ok? Hmm maybe I should work in a bank