I stream Anime in HD on KissAnime and various official websites.
I'm not a person who re-watches movies/shows (very rarely) and I also have better things to do than always keeping an eye on my torrent ratio. German law is pretty brutal when it comes to torrenting and such.
Look at Mr. Goody two shoes..... Haha j/k, In my youth I was quite a pirate myself.... when you have a lot to lose, you kind of find other legal means to get it done.
Most streaming sites aren't legal anyways, so it's no different than torrenting other than the obvious. How is Crunchyroll some legal gray area thingy with their simulcast? Isn't that mutual agreement with the studios in Japan? Then how about Hulu? Or Daisuki.net? They have simulcasts too.