Earwax thread!

I've got the dry, flaky Asian-style earwax despite being of European extract. Go figure.
Anyhow, I use a Japanese mimikaki tool to get a lot of it out. The flakes rattle around in there, but the tool gets them out. It's common for doctors to tell you not to, but inserting a contact lens is pretty delicate, too. Also, consider Japan's ear cleaning culture. Laypeople clean ears constantly and there's no widespread ear damage over there. Fascinating. I don't think it's much different from flushing something out of your eye or flossing. A matter of hygiene, not a serious medical procedure.
Usually, I run water in my ears during showers and then use Q-Tips to remove softened wax. You can't push a wax plug further in if there isn't a plug to begin with. Every few months I'll pour hydrogen peroxide in my ears for a good cleaning. Then I thoroughly rinse with water, usually with a shower right after. My ears are clean and I can still hear 20kHz test tones at (almost) 39.