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Dealing with persistent Debt collector

post #1 of 25
3/25/10 at 2:36pm
Thread Starter 
I'm pissed. Somehow a debt collector firm got my cell phone number looking for someone else. This have been going on for the last 6 months. I can't detect it since they always call using private number. Problem is I occasionally received calls from overseas which shown as private number too. I have screamed, bitched, called them names and yet they keep calling me. I understand that most of people called by debt collector will try to avoid, but if they got into a voice mail with different name, that should be a sign the person they're looking for doesn't have the phone or give them a wrong phone number.
I want to sue these bastards for calling my cellphone. My cellphone is registered in do not call list. Any idea on
1. finding out which firm calling me
2. what should I collect to file a lawsuit

Changing my number is not an option, I've been using this number for the last 5 years.
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post #2 of 25
3/25/10 at 3:18pm
Well, my first steps (in case you haven't done this already) would be:
1) Act very conciliatory and agreeable when you answer the phone and ask them who they are with (hopefully they'll reveal the name of the firm)
2) Then tell them your situation and that you intend to sue them if they don't stop calling

If you haven't tried that yet, give it a shot - nobody wants to be sued.
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post #3 of 25
3/25/10 at 3:30pm
Debt Collection FAQs: A Guide for Consumers
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post #4 of 25
3/25/10 at 3:45pm
First be extra nice. These people make very little money and are not responsible for the firms policys. Keep them on the phone As long as possible. Tell them you want to pay this debt and had no idea it was out there. Ask about electronic transfers becuase you want to pay this as soon as possible. Put them on hold, tell them you need to get your checkbook. Find out how much and who to make the check out to and where to send it. After all that is done and you have appologized, tell the person they were very nice and ask for their name.

Casually ask btw what is this debt for, than you lace into them
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post #5 of 25
3/25/10 at 5:03pm
Quote:
Originally Posted by The Monkey View Post
This man's post will solve your problem!
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post #6 of 25
3/25/10 at 6:54pm
Deal with it or pay up sucker.
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post #7 of 25
3/25/10 at 7:29pm
Quote:
Originally Posted by Welly Wu View Post
Deal with it or pay up sucker.
Hes not the one that owes money. Theyre calling him by mistake,thinking hes another person.
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post #8 of 25
3/25/10 at 8:01pm
Thread Starter 
Quote:
Originally Posted by Welly Wu View Post
Deal with it or pay up sucker.
What a moron, go back to your writers job and stay on your parent's basement.
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post #9 of 25
3/25/10 at 8:30pm
get one of these for next time they call:


i've always wanted to do that!!
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post #10 of 25
3/25/10 at 8:30pm
Quote:
Originally Posted by RYCeT View Post
What a moron, go back to your writers job and stay on your parent's basement.
win.
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post #11 of 25
3/25/10 at 8:42pm
Co'mon read the entire post before going on the attack.
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post #12 of 25
3/25/10 at 8:57pm
Wow, I guess I did overestimate how often people actually read an entire thread before posting in it.

To the OP, the suggested tactics should work well. Once you say the word "sue" the person on the other end of the phone will be much more willing to put an end to the calls, or they'll quickly put you through to the person who can. It's funny how quickly some people will change their actions when the possibility of having to defend them in court presents itself.
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post #13 of 25
3/25/10 at 10:07pm
Quote:
Originally Posted by cwell2112 View Post
Wow, I guess I did overestimate how often people actually read an entire thread before posting in it.
Apparently he didn't even read the first sentence. DUH
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post #14 of 25
3/25/10 at 11:33pm
I've recently been issued a new phone number and it seems the previous owner owed money all over town, occasionally I get these calls and have had no problem explaining that the person they ate looking for no longer owns this number. The callers have all been understanding about it, I suppose it helps that the person they are looking for is an african american female which I quite audibly am not.
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post #15 of 25
3/26/10 at 12:13am
Quote:
Originally Posted by Zodduska View Post
I suppose it helps that the person they are looking for is an african american female which I quite audibly am not.
Hahaha, you just made a very tired man's day.
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