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In-laws (long and winey)

post #1 of 26
Thread Starter 
My situation;


I am very close with my sister. She has always been their for me in times of need. When my wife contracted Cancer she would go keep her company when she would have Chemo and I was unable to be their.

Her husband however is really starting to get on my nerves. He has been on a mission to make millions. After losing his steady job almost three years ago, he started his own company. According to him, he was always ready to make that big deal that would put him over the top. A year and a half ago the company was doing so bad he was unable to take a salary. But he stuck with it assuring everyone that the deal was in the works and he would be rich soon. My father started giving them money on a regular basis just to cover living expenses. It would only be for a few extra months he said until the deal goes through. They have three kids. The mortgage on his million dollar home has not been paid in a long time and my Dad has been giving them money for 18 months since he stoped receiving a Salary.

I have always lived below my means. Putting money away for retirement. They are the exact opposite. They must have the biggest house on the block, the new built in pool ect...

They started calling me for money for food nothing crazy a few hundred a month or so. I suggetsed they go on food stamps which they did. Now I still get the same calls for food money. We go out to eat all the time and of cource I pay but my brother-inlaw always wants to go to a steak house and he orders like he is going to the electric chair. Apertizers for the kids which he ends up eating, a side of shrimp to go with his t-bone. My wife and I are so concerned about the bill we have burgers.

It has gotten to the point where I say lets go to the Fridays or Applebees and he rallys the kids to push for steak. I gave her my credit card for emergency use. It has been used to pay 2K for christmas presents, 1K for birthday presents, 1K for kids clothing and maybe 3K misc. I also picked up the tab for our yearly faimily vaction for the last two years. He has finally begun to look for a job again but nothing has gone through and summer is approaching. Our family rents a cabanna on the beach fo the summer.

I must have gone through 10K this year and their is no end in site. I love my sister and nephews but I feel I am being taken advantage of. I have tried to talk to my sister but he seems to have her under his spell. She was having trouble with the foodstamps they were approved but the money was not hitting thier account monthly so he needed to go down and get it straightened out. She asked one day for grocery money because the money was supposed to be in their account, I said OK but why has'nt this been straightened out. She said her husband was planning to do so that day when he woke up (it was noon) and the stamps were 5 days late already.. I lost my mind
"If these were my children I'd be in the parking lot at dawn waitng for the case worker", this is a big part of your problem I told her. She said she understands but what can she do

Sorry for the rant

And no I do not need any more brothers or sisters
post #2 of 26
You can pick your nose...

Sorry to hear of your in-law situation. Hopefully it all works out, one way or another. Chin up, buddy.

post #3 of 26
and they dont sell the house because?

i say cut them off. offer to house and feed the kids, if you have the space but id cut the adults off.

oh and cancel that credit card. ffs 3 grand on presents!!!! of someone elses money!!!! sorry but they are clearly just taking the piss
post #4 of 26
Sorry to hear of the mess.

I'm not sure why you're not drawing up clear boundaries and guidelines, so that your in-law can revise his expectations of what kind of socialised care he can expect from you, his in-law.

Many wealthy people who have never experienced poverty (i.e. rack up credit cards of $thousands before consider themselves broke) find it hard to live within their means.

I'm not sure what that phrase means really. Sure - I understand the economic concept of it, however there is always a duty to one another, which comes first...but perhaps, not to prop up his ostentatious lifestyle, which would only be mere collusion...
post #5 of 26
Thread Starter 
House has 2 mortgages and is worth a lot less than a few years ago (negative equity)
post #6 of 26
Thread Starter 
Quote:
Originally Posted by Head_case View Post
Sorry to hear of the mess.

I'm not sure why you're not drawing up clear boundaries and guidelines, so that your in-law can revise his expectations of what kind of socialised care he can expect from you, his in-law.

...
We had an understanding I would help out a few hundred a month. Than I get calls about Christmas and birthdays and bikes
post #7 of 26
I guess you weren't ready for the boundary pushing give-an-inch-take-a-mile attitude from your in-laws?

The boundaries are still possible: with your understanding - the few hundred/month continues. However, a different arrangement, for Christmas/birthday presents can be made, as it is supernumerary or superfluous to his needs.

Perhaps the set up you're describing, where you feel an onus to help, because of the emotional support your wife had received.....is making you feel obliged to give (rather than 'lend' for Christmas and birthdays?).

Be strong! Have a coffee with him, and tell him your dilemma. You' can see the situation he's in, and you're happy to help out with essentials, but essentially, he's in denial about the collapse of his own lifestyle. Asking you to prop it up, is doing him more harm, as much harm as it is to your relationship.
post #8 of 26
Sounds like you're been taken for a ride, in which case they will ride you as long as they can. Some people have no shame and you must show those people tough love, when there is no alternative but to get a job he will in a heart beat.

The bottom line; people don't spend $2,000 on Christmas presents and another $1,000 on Birthday when they're poor.

It shows good character to support a family, especially with kids when you are in a position to do so. You just have to know when enough is enough or you will be taken advantage of... can I borrow that credit card for a long overdue Hawaiian vacation?
post #9 of 26
Thread Starter 
I honestly do not mind giving my nephews gifts and making sure they are fed. It is my brother in laws sense of entitlement that irks me. Also I must have spent twice as much on watches alone last year not to mention headphones (it was an exciting year for headfiers with the intro of HD-800, ed-8 & t-1)
post #10 of 26
people first, then money, then things.

No I am not a fan of Suze, but I think her mantra apply here
post #11 of 26
I would be fuming if I was in your situation, I say cut 'em off.

Maybe help out with a few hundred for essentials like food but absolutely nothing else.
I'd probably get some kind of gift card for grocerys so they can't spend the money you give them on anything else.
I understand you want to look out for your sister but come on, they're both adults and need to act as such.
post #12 of 26
Quote:
Originally Posted by John2e View Post
I honestly do not mind giving my nephews gifts and making sure they are fed.
This is a very noble sentiment, but they're using your kindness to walk all over you. You are not making sure your nephews are being fed; you're mostly paying for their parents to live well beyond their means. You need to cut them off right now and think very hard about what is reasonable.

The emergency credit card is clearly a bad idea if they think it's okay to charge $7k in random crap they will presumably never pay back. You must live close if you're going for dinner all the time. Tell your sister to call you if she has an emergency. If you don't want to confront the husband on the restaurant issue, then perhaps you could invite them over to your place and cook instead of going out and paying for everyone to pig out.

Seriously, man up. Take drastic action. Bitching on head-fi is not going to resolve the situation.
post #13 of 26
Time to say No.
Tell them you can not support them.
You have indeed been taken for a ride. If they have no shame in doing so, you should not be ashamed on being firm.
post #14 of 26
Thread Starter 
Quote:
Originally Posted by Bob_McBob View Post

Seriously, man up. Take drastic action. Bitching on head-fi is not going to resolve the situation.

Thanks I can feel my testicles reemerge
post #15 of 26
Quote:
Originally Posted by mark2410 View Post
and they dont sell the house because?

i say cut them off. offer to house and feed the kids, if you have the space but id cut the adults off.

oh and cancel that credit card. ffs 3 grand on presents!!!! of someone elses money!!!! sorry but they are clearly just taking the piss
THIS, you are being taken for a ride, I know families are the most important thing in the world, but your sister has her own family, if she is happy to blow thousands off your credit card on what is basically luxury **** that no one needs, then obviously something is wrong.

I can't believe people take the piss this much.

Those kids and your sister and even your bro in law are not your responsibility. When will it end? Once all your cash has gone and they move onto the next person who feels sorry for em?

I'm all for helping people but when they take the piss and don't help themselves they can seriously go and take a running jump.
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