Quote:
Originally Posted by Young Spade 
Hmm. I'm not married yet but I wonder why someone would need insurance on a wedding ring? I mean how many times do you take it off? Not being rhetorical, but actually to you guys/girls that are married, how many times do you take it off?
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It's more about if it gets taken off you (i.e. stolen, just like your IE8s could be

). In terms of wedding rings I find it useful as it has ensured I have well documented images of said uniquely designed rings should the worst ever happen - so I'd have the funding, a recent jeweller's valuation of value/worth including detailed specs, plus detailed images of the design, to try and replace the rings if those unfortunate circumstances ever arose (which I pray they never do).