Well, you're not insured anyway. None of all these Asian sellers is collecting money for insuring the packages or providing such an option but if you don't receive a package the reputable sellers usually send a new package. And if the package is stolen or lost in your post office then good luck making the post office pay for it even if it has the real price on it. Hell, they won't pay even that $0.98. Actually I worry much more when the price is the real one coz this is something that someone may spot and make him steal the package and otherwise the insane taxes are draining my wallet.