Quote:
Originally Posted by n_maher 
If we want to bypass the potential gift issue it's simply a matter of everyone sending PJ $10.61 for folks in the US and $10.72 for cross-boarder transactions so that he "clears" $10 from the transaction.
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Yes, that's a very good idea for anyone who doesn't want to send a personal gift. Does that 61¢ and 72¢ include the additional fees that would be charged by adding that amount to the total? If so, great.