I feel the same way. I do let them rock - but without knowing the true dB, I am conservative and limit the duration. I've already been exposed to loud concerts and performed in them, too. Had I been more aware of hearing loss prevention, I would have used plugs more often!
However, I also believe that there is a relationship between volume and preferred sound signature (and music genre).
From what I noticed so far, high treble energy seems to be acceptable in both low-high volumes in dance/electronica.
But in other genres, warmer signatures are probably preferred at relatively high volumes to control the spikes inherent in wind, wood, and string instruments.
Originally Posted by catachresis
I confess that, while I listen to speakers ambiently at low or medium volume, I find it hard to listen to good headphones without wanting nearly complete attention to and engrossment in the music. I tend to want to crank it.