A letter informing me that my credit card rates were going to increase dramatically due to no fault of my own.

This is the second, there is no balance on it but the other one i paid off because it went from 8.4% to 19.9% and they actually stated that it had nothing to do with my credit rating.
On the brighter side, my Brimar tube 6sl7 did come on last Friday, and a new Zu HP extension cable is in transit.