You can get the above system for just over $600 with the HSU stf-1 sub. HSU makes some of the best subs for the money. They sell internet direct. This system will blow any of those Htib's away.
Or you can go with 3 pairs of the Insignia's and the Hsu stf-1 sub, and you can save even more if you catch the INsig's on sale for $35/pair!
Here's a review I wrote of the INsigs:
I picked up a pair of these last night, hooked them up and gave them a whirl. I didn't know what to think when I took them out of the box. The picture on the box really doesn't do these babies justice. The don't look like a pair of REL concerta series, but they aren't as awful as I thought they would look. They have a black woodgrain cabinet, and the front is a black lacquer finish.
Their measurements are H-13.5" W-9" D-10.5". They aren't heavy at all, They weigh at least a couple of pounds lighter than my Paradigm Mini Monitors. I hooked them up in the same space as my Mini Monitors, on top of 14" foam cubes and a set of Auralex Mopads to angle the speakers up.
When I first turned them on I didn't know what to expect. I started out with my favorite female vocalist, Jill Scott "Beatifully Human". Her voice is a true test of the midrange of any speaker. She has a beautifully smooth voice and can hit just about any note. I was surprised by the accuracy of these $50 bookshelf speakers. They had a very non-fatiguing top end, which is what I look for in any speaker, and sounded a little better once I turned the treble down a bit from the setting on my reference speakers. Most cheap speakers take good music and make it sound terrible, but these speakers didn't do that at all. They aren't as good as a $400 speaker, but they can at least sit in the same room. It is amazing what they can do for their price.
I then moved on to Anthony Hamilton "Ain't Nobody Worryin", which is my true speaker auditioning CD. He blends gospel, classic R&B, Hip Hop,blues, Reggae, and neo-soul, which pretty much runs the gammit of what I listen to. This CD is where I started to hear the not so good parts of these speakers. They have an indistict soundstage, and a slightly depressed midrange. I cannot pinpoint instruments on the stage as I can with my reference speakers. The instruments seem to blend in with each other. The kickdrum in the midbass section was rather punchy, but they handled the bass guitar notes pretty well, especially when aided by my SVS PB10-isd. On one of the Anthony Hamilton tracks, there is an electric guitar and organ playing similtaneously, and the instruments seemed to blend in with each other. My only other complaint is that they didn't handle being played at high volumes too well, even with being crossed at 90 hz and set to small. With my reference speakers, I can go pretty loud without the sound being uncomfortable with those same settings. They do get up there, but they start to show their price before other moderately priced speakers.
My wife walked into the room as I was listening to these speakers, and immediately commented that she could hear a difference. Her comment that with our speakers, she feels like she is at the concert, whereas these speakers sounded like we were listening to a good pair of speakers at home. I had to remind her that these babies are only $50, and she understood.
I don't think these speakers will be available for too much longer, because KEF or Raddient (whomever makes the speakers) will run out of spare parts, or Best Buy will realize that they can probably get $200/pair for these. Either way, I wouldn't use these as speakers in my main system, which is pretty decent, but I would definitely use them in a secondary system, or as a main system if I was still in college.
I would say they are just as good if not better than a pair of Paradigm Atoms, but not as good as a pair of Paradigm Titans. Honestly, they are a steal!