There are justifiable reasons why Kids insurance rates are so high.
1) They are young, therefore inexperienced. (Comparitively)
2) They are young and generally have yet to grasp their own mortality.
I object to the term Ricer, because I've been proudly riding Rice Rockets since the 70's. There's nothing wrong with riding or driving a modified machine, it's being a punk ass that I object to. Unfortunately when I see someone driving a hot rodded CIvic, or...