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I wouldn't spend much money on a mic unless it will be used for a profession. If you're just talking with friends/family online, and doing some audio documentaries for class, I imagine overall audio quality isn't a huge concern. You'll really only need the speech to be intelligible, which most "bud" style mics will do fine.
If you decide to avoid USB, and instead use a line in on the 1212 (assuming it has these), you could pick up the Naiant NSH-1 for $15 or so, and an inexpensive mic pre: